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Parents Without an Estate Plan Leave Their Kids to Chance

  • Writer: 299trust.com
    299trust.com
  • 12 minutes ago
  • 3 min read

Let’s be honest, as parents we do everything to keep our kids safe. We make sure they wear seatbelts, eat healthy food, do their homework, and grow up in a loving environment. But there’s one area many parents completely overlook: what happens if something happens to you.


If you don’t have an estate plan, you’re not just leaving paperwork unfinished, you’re leaving your children’s future up to chance. And that’s the one gamble no parent should ever take.


1. Court Decides Without You

When parents don’t create an estate plan, they hand all control over to the court. That means a judge who doesn’t know you, your kids, or your values decides who raises them and how your money is handled.


Picture this for a second. Both parents pass away unexpectedly, and now a judge is trying to figure out who should take care of your kids. Maybe it’s a relative you barely talk to. Maybe it’s someone with completely different beliefs or lifestyle choices. Either way, it’s not your decision anymore.


With a proper estate plan, you get to decide who raises your kids, how they’re raised, and how your assets support them. You keep control over your family’s future instead of leaving it in a stranger’s hands.


High angle view of a family talking about estate planning

Avoid Probate Delays


Probate is a nightmare. It is long, expensive, and stressful. Without an estate plan, your assets get locked up in court while lawyers and paperwork eat away at your family’s inheritance.


On average, probate can drag on for six months to a year, sometimes longer. Meanwhile, your kids are waiting for access to the money you intended to support them.


When you set up an estate plan, your assets transfer directly to your chosen beneficiaries. No delays, no court interference, no wasted time. It is the difference between your kids being financially secure next month versus next year.


Close-up view of a clock symbolizing the urgency of probate

Guardianship Protects Your Values


Choosing a guardian for your children is not just about who feeds and clothes them. It is about who will guide them through life the way you would.


Think about it. Who do you trust to carry on your parenting style, your beliefs, and your values? Who would raise them the way you’d want if you couldn’t be there? That’s what a guardianship for minors does. It locks in your wishes legally so the court can’t override them.


Without this, a judge might appoint someone you never would have picked. Someone with different priorities, beliefs, or even living situations. That is not a risk any parent should take.


Eye-level view of a cozy home representing family values

Affordable Protection With 299Trust.com


Most parents don’t create an estate plan because they think it’s complicated or expensive. That’s where 299Trust.com changes everything.


For just $299.00, you can set up a complete estate plan including your living trust, will, guardianship for minors, healthcare directive, and financial power of attorney, all online, without paying thousands to an attorney.


The process is simple DIY, guided, and designed for busy parents who want peace of mind without the legal headache. You can finish it in less time than it takes to binge-watch a show.


Take Action Today


You protect your kids every day. From seatbelts to doctor visits to saving for their future. But if you haven’t created an estate plan, there’s still one major gap in that protection.


Life can change in an instant. Without a plan, your children’s lives are left in the hands of the court. With an estate plan in place, your children’s care, stability, and financial future remain under your control, not the court’s.


Go to 299Trust.com today and get your estate plan done. It is fast, affordable, and built for parents who refuse to leave their kids’ future to chance.


Your children deserve security. You deserve peace of mind. Take control today.

Wide angle view of a family happily discussing future plans

Your children's future shouldn’t be a gamble. Create an estate plan to ensure that, no matter what happens, you have provided the best chance for their safety and well-being. Take charge of your family's legacy and peace of mind by making estate planning a priority.


 
 
 

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